Everyone needs insurance. No matter how safe you think you are, you can’t be too careful. NBA teams need insurance too.

You might be the best driver in the world. We’re not here to doubt that. You could still get in an accident that wasn’t your fault. If you don’t have insurance, it’s going to be costly. 

With that said, some need it more than others. If your team is heavily reliant on an injury-prone player, it’s smart to have a reliable backup for him. That’s just a good insurance policy. 

With that in mind, the Chicago Bulls sure could use an insurance policy for Lonzo Ball. He’s developed into a fantastic player, but unfortunately, injuries have kept him on the sidelines far too regularly.

LATEST NBA NEWS & TRADE RUMORS: Derrick Rose, New York Knicks & Chicago Bulls Updates

Without him, the Bulls don’t have a clearcut starting point guard. 

Here’s a deal that has them landing one in Derrick Rose.